Privacy Policy | BOCI-Prudential Asset Management

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BOCI-Prudential Trustee Limited and BOCI-Prudential Asset Management Limited (altogether, "BOCI-Prudential") are committed to protecting the integrity of personal data of users collected online. This policy is designed to assist you (the "User") in understanding why and how BOCI-Prudential collects and uses such data and the safeguards in place to protect such data. This policy should be read in conjunction with the BOCI-Prudential's Disclaimer and other documents as specified by BOCI-Prudential from time to time.

1. Reasons for Data Collections and Uses

The User may be required to provide data to BOCI-Prudential in order to use certain services available through its website. Failure to supply such data may result in BOCI-Prudential being unable to provide certain services. The User's data is gathered for the following main purposes and uses:

a.	To establish the identity of the User - for these purposes, contact data such as, name, business address and e-mail will be collected from the User.
b.	To enable credit checks - such as analysing, verifying and/or checking the User's credit, payment and/or status in relation to User's ability to use the services.
c.	To provide services and support - the data may comprise both contact data and data related to products and services offered by BOCI-Prudential. The data is also used to provide the User with product and service updates and similar notices in respect of the services provided by BOCI-Prudential.
d.	To tailor the website or telephone services to the User's needs - data on website use may be used to compile aggregate statistics and carry out analysis in order to create website content and navigation that is most relevant and user friendly to the User.
e.	For marketing and promotional purposes, including direct contact with the User on new services or opportunities, subject to the applicable regulatory requirements.
f.	For ancillary purposes relating to the purposes listed above (including without limitation data matching).

2. Disclosure Of Data Collected

2.1

The User acknowledges and authorizes that all data supplied by him/her/it will be retained by BOCI-Prudential and stored in one or several of BOCI-Prudential's databases. For the purpose of providing services (including services of the MPF schemes), these data may be disclosed or transferred to and accessed by:

a.	any persons or bodies corporate within the group of companies of which BOCI-Prudential is a member;
b.	any persons or bodies corporate under a duty of confidentiality to BOCI-Prudential;
c.	any contractors, agents, or other persons engaged by or in relation to any of the purposes listed above or any third party service providers who provide administrative, telecommunications, computer, payment, securities clearing, insurance, professional or other services to BOCI-Prudential;
d.	any banking, financial or other institution with which the User has or proposes to have dealings;
e.	any debt collection or credit reference agency or similar provider of debt collection or credit data services to BOCI-Prudential;
f.	any person or corporation to whom BOCI-Prudential transfers or proposes to transfer its interests and/or obligations in respect of the User or any product or service provided to the User;
g.	any person by whom BOCI-Prudential is required by applicable legal, governmental or regulatory requirements to make disclosure; or
h.	any person reasonably requiring the same in order for BOCI-Prudential to carry out the purposes set out herein.

2.2	The User further acknowledges that third parties to whom data supplied by the User may be transferred in accordance with paragraph 2.1 may be situated outside Hong Kong.

3. User Preferences / Opt-Out

If at any point the User does not wish to receive any unsolicited communications from BOCI-Prudential, the User may simply contact BOCI-Prudential by email or in writing and BOCI-Prudential will remove the User from BOCI-Prudential's contact list for the purposes of those communications.

4. Collection Of Data Using 'Cookies'

4.1

BOCI-Prudential may use "cookies" to collect data on the usage of the website by the User and to facilitate return visits. A "cookie" is a small piece of data sent by a web server to be stored on a web browser so it can later be read back from that browser. The data collected from cookies is currently used to improve the functionality of the website. The data on the website is organized and presented based on the analysis of the aggregate usage of the website.

4.2

The User may disable the cookie feature on their browser without affecting their ability to transact business on the website. Disabling cookies may require more complexity and data entry. The User should also be aware that if they do disable cookies they may not be able to use certain features on the website.

5. Security

BOCI-Prudential is concerned with the security of data collected and has put in place measures to prevent unauthorized access to that data. Notwithstanding the above, BOCI-Prudential shall not in any event be responsible for any breach whatsoever of security or the unauthorised disclosure or use of any such data.

6. Updates to the Privacy Policy

BOCI-Prudential is sensitive to the privacy issues and recognizes the need to, and may, update this policy as new features and business services are offered by BOCI-Prudential. The User will be deemed to have sufficient notice of any of the changes to this policy 3 days after such changes have been displayed on BOCI-Prudential's website.

7. Other Rights

Nothing in this Privacy Policy shall limit the rights of any person under the Personal Data (Privacy) Ordinance of Hong Kong. You are aware of your rights under the Personal Data (Privacy) Ordinance, including the right

a.	to check whether BOCI-Prudential holds any of your personal data,
b.	to have access to your data held by BOCI-Prudential,
c.	to request correction of your data,
d.	to ascertain BOCI-Prudential's policies and practices (from time to time) in relation to the data and the types of data held by BOCI-Prudential,
e.	to disallow access or use of your data by BOCI-Prudential, and be informed of action taken in response to any such request.

BOCI-Prudential reserves the right to charge a reasonable fee in relation to the time and attendance involved in complying with any request in this regard.

8. Contacting BOCI-Prudential

To access, correct or enquire for data practices and kinds of data held or to prohibit your data for direct marketing purposes, the Users should address in writing to BOCI-Prudential's Data Privacy Officer at email: info@boci-pru.com.hk or at 27/F Bank of China Tower, 1 Garden Road, Hong Kong.

This web page has not been reviewed by the SFC.

Terms and Conditions

You must read the following terms and conditions (these "Terms and Conditions") carefully before proceeding to access or use the information on this website (www.boci-pru.com.hk) (the "Website"). If you proceed to access or use the Website, you will be deemed to have agreed to be legally bound by these Terms and Conditions. Your access or use of information on the Website shall be subject to the latest version of these Terms and Conditions at the time of such access or use but BOCI-Prudential Asset Management Limited, its successors and assignees (“BOCI-Prudential”) reserve the right to change the Website and these Terms and Conditions at any time without notice. Please regularly review these Terms and Conditions and other provisions posted on the Website.

Unless otherwise stated, the Website (including these Terms and Conditions) has not been reviewed by the Securities and Futures Commission.

BINDING AGREEMENT

1.	These Terms and Conditions constitute a legally binding agreement between BOCI-Prudential and you.

DISCLAIMER AND LIABILITY

2.	The information and materials on the Website shall not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell any investment or securities.

Due to the risk that the Website may be subject to interruption, transmission blackout, delayed transmission due to internet traffic, or incorrect data transmission due to public nature of the internet, the information contained in the Website may be incomplete, altered or tampered with, and may not present the complete and accurate information. In no event shall BOCI-Prudential be liable for losses of any kind suffered or incurred as a result of the reliance on such information.

BOCI-Prudential makes no representation or warranty of any kind, express, implied or statutory regarding the Website or the information or materials contained or referred to in the Website. To the fullest extent permitted by law, BOCI-Prudential hereby expressly excludes and disclaims any condition, representation, warranty or responsibility of any kind relating to the information and materials, whether express or implied, by statute or otherwise, including without limitation any such condition, representation, warranty or responsibility regarding the title, fitness for a particular purpose, merchantability or standard of quality of the information and materials, that they will be accurate or free of errors or omissions, that they will not infringe any third party rights, that they will be available and uninterrupted at any particular time, free of computer viruses, and that its performance will adhere to any particular standard or that any instruction to or information requested from the Website will be acted upon, delivered to or received by you in any time or at all.

The information and materials contained on the Website is provided for information only and should not be used as a basis for making business or investment decisions. Any advice or information received via the Website should not be relied upon without consulting primary sources of information and obtaining specific professional advice. BOCI-Prudential accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on information or materials contained on the Website. In particular, no warranty is given that economic reporting information, materials or data is accurate, reliable and up to date. The information and materials are provided without obligation and on the understanding that any person who acts upon it or changes his or her investment position in reliance thereon does so entirely at his or her own risk.

BOCI-Prudential shall not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of the Website including but not limited to any loss, damage or expense arising from any defect, error, fault, mistake or inaccuracy with the Website, its contents, or due to any unavailability of the Website or any part thereof or any contents.

BOCI-Prudential may provide hyperlinks from the Website to other sites for information purposes only. BOCI-Prudential accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of information or materials contained in such sites or loss arising directly or indirectly from defects of such sites. The inclusion of hyperlinks by BOCI-Prudential from the Website to other sites does not imply any endorsement by BOCI-Prudential of the material on such sites.

8.	You may not use any part of the Website on any other website (unless you have obtained express consent from BOCI-Prudential).

9.	BOCI-Prudential does not warrant that any communications from or to the Website will be sent to you or received by BOCI-Prudential nor does BOCI-Prudential warrant the privacy and/or security of such communications during transmission.

YOUR FURTHER OBLIGATIONS

10.

You are solely responsible for taking reasonable and appropriate precautions against any computer virus or other destructive materials or elements, and ensure that your computer and your access to the Website are adequately safeguarded, and that it would not be compromised by any unauthorized users. If applicable, you should protect and backup your own data and equipment.

11.	You shall not and shall not attempt to, access, use, damage, tamper with or hack into any part of BOCI-Prudential's telecommunications or computer systems, sites servers, data areas, software and/or other materials.

12.	You acknowledge that you do not have any right, title or interest in BOCI-Prudential's telecommunications or computer systems or in any related software or materials.

13.	You will comply with all applicable laws and regulations in connection with your use of the Website.

USE OF PERSONAL DATA

14.

You agree that to the extent allowed by law, any and all personal information collected from you by BOCI-Prudential from time to time can be used and disclosed in accordance with the Privacy Policy published by BOCI-Prudential in the Website (as maybe amended from time to time) and applicable laws and regulations. You acknowledge that BOCI-Prudential or its affiliated company owns the trademarks, logos and service marks displayed on the Website and you may not use the same without prior written consent from BOCI-Prudential.

INTELLECTUAL PROPERTY RIGHTS

15.	The copyright of all contents of the Website (including without limitation, the text, graphics, links and sounds) belongs to BOCI-Prudential and no part of the same may be modified, reproduced, copied, distributed or published in any way without prior written consent of BOCI-Prudential.

16.	BOCI-Prudential makes no representation or warranty that your use of information or materials contained on the Website will not infringe rights of third parties, or that the relevant content or information is not owned by BOCI-Prudential or connected with the rights of third parties.

RESTRICTED COUNTRIES/REGIONS

17.

It is possible that not all the products and services that you may be able to view via the Website are available for subscription/use in all geographical locations. BOCI-Prudential reserves the right to make the final determination on whether you are eligible for the subscription/use of any particular product or service.

18.

The information and materials contained on the Website are not intended for access or use in certain countries or regions where such access or use will be prohibited by the applicable laws. You are solely responsible for identifying, observing and complying with the restrictions imposed by the applicable laws in such countries or regions.

GOVERNING LAW AND JURISDICTION

19.	These Terms and Conditions are governed by and shall be construed in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China ("Hong Kong"). You hereby agree to submit to the jurisdiction of Hong Kong.

INVESTMENT RISKS

20.

Investments involve risks. Past performance is not indicative of future performance. The price of a fund may go down as well as up. Please refer to the offering document of the relevant fund for further details of such fund before investing. Investors should seek professional advice before making any investment decision.

21.	Investors should make his own appraisal of the suitability and risks of such an investment and should consult their own legal, financial, tax, accounting and other professional advisors prior to making any subscription or acquisition of units of the funds.