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Guide to the MPF Scheme

Highlight of Key Features

Integrated MPF Services

One of the Top 5 MPF investment managers¹ in terms of assets under management on MPF

Diversified investment choices featuring both active and passive management within the Scheme

Exclusive Services and/or Privileges (if any) of the "Integrated Banking Services" of the Banks²

BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme

The Scheme provides 17 diversified constituent funds (plus the "MPF Default Investment Strategy", a total of 18 investment choices) with extensive coverage within the Scheme to meet the needs of members with different objectives, investment experience and risk appetite.

Fund Price & Performance

MPF Consolidation Services

Tax Deductible Voluntary Contributions ("TVC")

Investment & Market Insights

Fund Manager's Column

Market Outlook

Market Overview

Information Center

Retirement Planning

Awards

My Account

Download Corner

Investor Education

Retirement Planning Calculator

MPF Member Seminar

eMPF Platform Information

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Easy-Choice MPF Application and Fund Hotline:

2280 8686

Appointment Service

1 Source: Mercer (Hong Kong) Limited. The rank is determined in accordance with the investment managers' market share of the total MPF assets as shown in the Mercer MPF Market Shares Report (as of 30 September 2025).

2 The exclusive services and/or privileges (if any) are for personal banking customers of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation only and are provided by the relevant banks, independent of BOCI-Prudential Asset Management Limited. Please visit the website of the relevant banks for the details of latest services and/or privileges (if any) and the relevant terms and conditions.

Please read carefully before proceeding

IMPORTANT INFORMATION

Investment involves risks. Prices of units of the Constituent Funds may go down as well as up. The past performance information is not indicative of future performance.
You should not solely rely on the information from this website to make any investment decision. Please refer to the MPF Scheme Brochure of the Scheme for further details (including risk factors, fees and charges, and fund information).
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of Constituent Funds, you are in doubt as to whether a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the Constituent Fund(s) most suitable for you taking into account your circumstances.
You should consider your own risk tolerance level and financial circumstances before investing in the MPF Default Investment Strategy (as defined in section 6.7 MPF Default Investment Strategy in the MPF Scheme Brochure of BOC-Prudential Easy-Choice Mandatory Provident Fund Scheme (the "Scheme")). You should note that the BOC-Prudential Core Accumulation Fund and the BOC-Prudential Age 65 Plus Fund may not be suitable for you, and there may be a risk mismatch between the BOC-Prudential Core Accumulation Fund and the BOC-Prudential Age 65 Plus Fund and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the MPF Default Investment Strategy is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
You should note that the implementation of the MPF Default Investment Strategy may have an impact on your MPF investments and accrued benefits. We recommend that you consult with the Trustee if you have doubts on how you are being affected.
Fees and charges of a MPF conservative fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. The BOC-Prudential MPF Conservative Fund uses method (i) and, therefore, unit prices/NAV/fund performance quoted have incorporated the impact of fees and charges.

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You agree that to the extent allowed by law, any and all personal information collected from you by BOCI-Prudential from time to time can be used and disclosed in accordance with the Privacy Policy published by BOCI-Prudential in the Website (as maybe amended from time to time) and applicable laws and regulations. You acknowledge that BOCI-Prudential or its affiliated company owns the trademarks, logos and service marks displayed on the Website and you may not use the same without prior written consent from BOCI-Prudential.

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It is possible that not all the products and services that you may be able to view via the Website are available for subscription/use in all geographical locations. BOCI-Prudential reserves the right to make the final determination on whether you are eligible for the subscription/use of any particular product or service.

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The information and materials contained on the Website are not intended for access or use in certain countries or regions where such access or use will be prohibited by the applicable laws. You are solely responsible for identifying, observing and complying with the restrictions imposed by the applicable laws in such countries or regions.

GOVERNING LAW AND JURISDICTION

19.	These Terms and Conditions are governed by and shall be construed in accordance with the laws of the Hong Kong Special Administrative Region of the People's Republic of China ("Hong Kong"). You hereby agree to submit to the jurisdiction of Hong Kong.

INVESTMENT RISKS

20.

Investments involve risks. Past performance is not indicative of future performance. The price of a fund may go down as well as up. Please refer to the offering document of the relevant fund for further details of such fund before investing. Investors should seek professional advice before making any investment decision.

21.	Investors should make his own appraisal of the suitability and risks of such an investment and should consult their own legal, financial, tax, accounting and other professional advisors prior to making any subscription or acquisition of units of the funds.

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